Northern Ohio Association for Financial Professionals Idea Exchange
Winifred Pinet has been invited to present two sessions at the Northern Ohio Association for Financial Professionals Idea Exchange on September 21, 2015. She will present on “Capital Structure: From Event-Driven to Strategic” and a second session on “International Treasury Consolidation: How to Navigate a Changing Landscape and Drive Value”. More information is available at […]
What we’ve been up to… May 2015
Winifred Pinet presented at the Association of Financial Professionals national conference in November 2014. The topic, “Capital Structure: from Event to Strategy” included commentary from Matthew Bittner, VP of Finance and Strategy at Dealer Tire, and from Marcia Banks. The presentation will be extracted in an upcoming issue of The Exchange. Win also served as […]
What we've been up to… April 2015
Marcia will be chairing roundtable discussions at two upcoming events: Middle Market Roundtable hosted by PNC on April 15 focused on the lending market for mid-corporate companies and including structuring trends, impact of leveraged lending guidelines and risk appetite for credit among lenders. Attendees include some 25-30 senior risk managers from 12+ US banks. The […]
What to Make of the Brave New World of Non-Bank Lending?
Against the backdrop of press surrounding the proposed, debated restructuring of the banking industry, and especially the considerations around what businesses banks could and should be undertaking or could profitably undertake (reflecting two views there: regulator and shareholder), we thought it made sense to discuss the emerging role of the non-bank lenders in the marketplace […]
The 80% Solution
Time and again, as we discuss projects that clients have asked us to help them accomplish, we hear that nothing can ever change, and the client cannot possibly do anything differently, because: IT won’t support us, Accounting cannot change the chart of accounts, Payables cannot contact customers in a different way, Receivables cannot identify customers […]
Lending Markets: Laissez les bons temps roulez… and for how long….?
Most of our corporate clients know that the markets for credit have been gaining strength since 2010. As we turned the corner to 2014 the market was very borrower-friendly, but as we look ahead to 2015 there are some clouds on the horizon that are primarily regulatory and have more to do with bank capital […]
Forecast for Regulatory Weather
The weather forecast for the foreseeable future is for increasing regulation and an attendant chill on bank lending is, in our view, and outcome that is beginning to play out. This chilling effect is evident as we turn the corner on a year (2014) that has seen a very borrower-friendly market. Yet, in each transaction, […]
Winifred Pinet to speak at NEOTMA Idea Exchange
Winifred Pinet to speak at NEOTMA Idea Exchange, Cleveland Ohio, September 9, 2013. Her talk will be entitled: A Bird in the Hand: Negotiating Strategies for today, and Taking Control of Working Capital.
The Changing Regulatory Environment: What You Need to Know
Global regulations are having a significant effect on banking organizations. Regulations such as Basel III, the Dodd Frank Act, Liikanen and others are requiring higher capital and liquidity at banks and, in some cases, changing the nature and scope of financial services businesses. Key aspects to be aware of in working with banking financial providers: […]
So Let’s Get Specific: Impacts for Borrowers of the Ongoing Eurozone Crisis
Beginning in late 2011 and continuing into 2012, we are observing more and more difficulty for our US-based multinational clients rounding up funding flexibility. This stems from two main issues: Eurozone financial institutions have significant difficulty committing to dollar-based funding One effect of the foregoing: US-based financial institutions rationing currency funding capability in order to […]