The 80% Solution
Time and again, as we discuss projects that clients have asked us to help them accomplish, we hear that nothing can ever change, and the client cannot possibly do anything differently, because: IT won’t support us, Accounting cannot change the chart of accounts, Payables cannot contact customers in a different way, Receivables cannot identify customers […]
Lending Markets: Laissez les bons temps roulez… and for how long….?
Most of our corporate clients know that the markets for credit have been gaining strength since 2010. As we turned the corner to 2014 the market was very borrower-friendly, but as we look ahead to 2015 there are some clouds on the horizon that are primarily regulatory and have more to do with bank capital […]
Forecast for Regulatory Weather
The weather forecast for the foreseeable future is for increasing regulation and an attendant chill on bank lending is, in our view, and outcome that is beginning to play out. This chilling effect is evident as we turn the corner on a year (2014) that has seen a very borrower-friendly market. Yet, in each transaction, […]